Whether you have a specific need such as looking for a better rate on your home loan, making sure your insurance cover meets your needs, or you’re considering how to develop and implement a tailored retirement, wealth creation or wealth management plan, we can help.
When it comes to financial planning our focus is to work with you to help you set out and achieve your lifestyle and financial goals by helping you plan and take action to create, manage and protect your wealth.
Whether it’s through the assessment of fund managers or helping you establish and manage your own self-managed superannuation fund (SMSF), we can assist you regardless of what stage you are in life.
Our advice on retirement planning will assist you to ensure that your assets, capital and income streams outlive you, so that you have enough to live on in retirement.
We can help you manage your Accounting & taxation issues, to ensure you, your loans and your investments are structured effectively to comply with and utilise tax legislation. We help you legally maximise your financial position so you only pay the amount of tax you are required to. If you plan and document everything properly you don’t need to do anything wrong.
We can discuss and advise on the different elements of inheritances and building a suitable estate plan for you. We work with Estate Planning professional(s) to ensure the implementation and ongoing structure meets you and your family’s long term needs.
We can help you find the best structure for your particular circumstances. We will work with you to select the appropriate products and levels of cover to protect your income stream when you are unable to earn an income due to illness or injury, or to provide for your family in case of death or disability; while maximising cost savings in the process.
We can assist with the complete range of SMSF services; assisting you with your questions and making recommendations, establishment, re-structures, upgrades, compliance, administration (maintaining accounting records, member’s accounts, commencing pensions, actuarial certificates, arranging independent audits), and all required lodgements with ASIC and the ATO.
David has many years speciality experience with direct shares and with literally thousands of investment options to choose from both direct and via managed funds, navigating the minefield of fees vs. net performance and risk vs. reward is fraught with danger. However, as we’re not aligned with any financial institution, our tax effective investment recommendations are about you and your long term goals, not limited to the choices set by a corporate or institutional master.